Back to Topics Finance Core concepts of money, banking, budgeting, and financial management. Inflation A rise in prices over time that reduces the purchasing power of money. Investment The use of money to generate future profit or financial growth. Stock Market A system where shares of companies are bought and sold. Cryptocurrency A digital form of money that uses blockchain technology and cryptography. Interest Rate The percentage charged or earned on borrowed or saved money. Credit Score A number that represents a person’s financial reliability and credit history. Passive Income Money earned regularly with little ongoing active work. Compound Interest Interest calculated on both the original amount and previously earned interest. ETF An investment fund that contains a collection of assets and is traded on the stock market. Market Crash A sudden and significant decline in stock market prices.